How It Works







Payment Diagram


 The customer places an order with the merchant via a website, call center, retail location, or wireless device.


Authorize.Net receives the transaction via the Internet, securely encrypts it, and submits an authorization request to the customer's Credit Card Issuer to verify both the account and funds availability.


The authorization (or decline) response is returned via Authorize.Net to the merchant. Round trip this process averages less than 3 seconds.


Upon approval, the merchant fills the customer's order.


Authorize.Net sends the settlement request to the Merchant Account Provider.


The Merchant Account Provider deposits settlement funds into the merchant's account.







A Host of Services... under one Authorize.Net Payment Gateway account: 

To compete in the Internet and mobile commerce world, businesses need to process transactions quickly and securely.

Authorize.Net's global payment solutions ensure both speed and security, providing:


     *Unlimited transactions in multiple currencies from nearly anywhere in the world.

     *Scalability -- We'll grow with your business by supporting an unlimited number of transactions and any business model

      Internet, call center, broadband, wireless and retail.

     *Unrestricted number of users with one account -- ideal for large sales forces.

Authorize.Net helps more businesses to process transactions via the Internet than any other payment solutions provider in the world!


Merchant Interface

Virtual Terminal
Authorize, process, and manage credit card transactions manually from any computer that has an Internet connection and a Web browser.

For Your E-Commerce Website
Automate credit card transactions directly from your Website by integrating to the Authorize.Net Payment Gateway via one of our connection methods:


FraudScreen.Net, powered by HNC's eFalcon service, is designed to help protect merchants from the risk of fraudulent transactions.



Authorize.Net Service Accounts

Card not Present (CNP)


Setup Fee Transaction Fee Gateway Fee Account Reactivation Fee

Buy Rate Option 1


$.25 $25.00 $50.00

Buy Rate Option 2


$.22 $50.00 $50.00

Buy Rate Option 3

$25.00 $.25 $30.00 $50.00

We also offer these products,

Palm VIIx Wireless PDA with Airpay V2.20 Application pre-installed with Semtek Reader - $435.00 + Tax/S&H

Semtek Magnetic card reader for palm VIIx - $235.00 + Tax/S&H


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